Credit Card

Let us help you find the perfect credit card for your needs.

Finer is your ultimate guide to choose the right credit card

Our Credit Card Solutions:

A pathway to the perfect credit card solution for you by Finer

At Finer, we understand that managing your finances wisely is key to financial success. Our credit card solutions are tailor made to your requirements, designed to offer you flexibility, rewards, and peace of mind. Whether you're looking to earn rewards on everyday purchases or manage your finances more efficiently, we have the right credit card solution for you.

Benefits of Credit Cards

Immediate purchases, reward points and safe spending. Credit card is the ideal mode of payment.

Value Proposition

Free access to Golf, Health Club, Airport Lounges.
Offers and discounts on travel, dining, movies, experiences to name a few.

Cash-back Cards

Earn cash back on Groceries, Fuel, School fees, online spends to name a few.

Reward Cards

Earn points that can be redeemed for travel, merchandise or cash back.

Quick Cash

Turn your credit card limit to cash, an easy solution for short term credit requirements.

Balance Transfer

Transfer your existing credit card balances to reduce interest burden.

Easy Payment Plans

Monthly payment plans for select category of spends

How do I get a
Credit Card?

Make everyday spending more rewarding with credit cards. Get yours today, it’s simple.

Check your eligibility

Eligibility conditions have to be met to apply for a Credit Card

Select card type depending on your needs and desires.

Different cards offer different benefits and discounts, compare values before choosing the card from the list of recommendations

Compare fees, interest and charges.

Different cards have different variables like fees, overall interest and charges. Consider them before applying for a credit card.

Finalise application

Considering benefits and variable costs, you can proceed to apply for the credit card.

Finer can help you choose the right credit card.

Why get a credit card through Finer?

With over 2 decades of expertise in Financial services, Finer knows you better than anyone.

We assess your needs

We make credit card recommendations based on your use, needs and lifestyle.

We provide choices

It is important to have a variety of choices to choose from when it comes to credit cards. Prioritise them based on rewards and discounts according to your use.

A Transparent digital experience

We offer a transparent, quick and identity-theft free platform to ensure a seamless credit card experience, where you don’t have to worry about security and privacy.

Why Finer

Expert Advice

Benefit from our expertise and personalized guidance to make informed financial decisions.

Transparent Terms

Understand the terms and conditions clearly before committing to any credit card or loan.

Comprehensive Support

From loans to credit cards, we can help you make decisions regarding any financial services.

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Ready to take control of your finances?

Frequently asked questions

How do I choose the right credit card?

Credit cards offers credit, value propositions and lifestyle benefits. It is important to assess the needs and life style of an individual to advocate the right card. Finer works with multiple banks, can help you assess to choose the right credit.

What are the benefits of cash back cards?

Cash back cards let you earn and accumelate cash backs for your daily spends and the same can be adjusted against your card outstanding. Ultimately you pay less than what you actually spend. There are different cash back cards available in the market and banks offers upto 5% cash back for select catogory spends with some caps. Finer works with multiple banks, and can help you choose the right cash back credit card.

What are the benefits of rewards cards?

Reward cards let you earn and accumelate reward points for your daily spends, and the same can be redeemed for shopping vouchers, merchandise, travel, holidays etc. Finer works with multiple banks and can help you choose the right rewards credit card.

Who should avail a travel card?

Travel cards are meant for frequesnt travellers. Finer work with multiple banks, can help you choose the right travel card.

Should I pay an annual fees to avail a credit card?

No. Banks offer free for life credit cards too. Generally cards with an annual fee will offer you premium lifestyle benefits compared to a free for life card. Finer works with multiple banks, can help you choose the right credit depending on your income and lifesyle.

How do I reduce interest burden on my existing credit cards?

It is always recommended to pay your credit card bills in full on or before the due date in order to avoid paying any interest. This will also help you mainitan a good credit beaurau score. However there are ways to reduce the interest burden by opting for easy payment plans, balance transfer etc. Finer works with multiple banks, can help you reduce your monthly interest burden.

Can I avail emergency cash from credit cards?

Yes, depending on your card issuer you can withdraw up to 90% of your available credit limit as cash from an ATM, Banks also offer quick cash upon request from customers, usually quick cash is much cheaper than direct withdrawal from an ATM. Finer works with multiple banks, can help you choose a credit card with chaeper quick cash prcing.

What are the eligibility criteria to apply for a credit card?

Minimum Age of 21 and max 65. Minimum salary of AED 5000. You may also opt for a lien card against a deposit incase if your salary is less than AED 5000. You also need to be a resident in UAE with valid KYC documents.